I actually agree, I own my computer / OS and I should be able to do what you’re saying (install and break things). But Microsoft is a trillion dollar multi national corporation and I am certainly going to give them grief about this because I owe them less than nothing, let alone any good will.
I actually agree, that could be pretty fun. That said this puts a lot of work / pressure on the DM so it is definitely something to be discussed rather than used to be lazy. (To be clear, I am not reading this into what you said. Just saying it out loud is all)