Yeah, and NYC’s cost of living is going to make that the case for a higher percentage of people. These initiatives are really targeting middle and lower income people outside of cities.

Sounds like you’re in that uncomfortable spot where you need to pay to do your taxes but it’s probably not worth it to pay an accountant. Paid software is probably ideal for you, but I personally wouldn’t use TurboTax out of principle just because of how obsessively they lobby to keep the system like this.