If you have perfect knowledge of the future and know which stocks will do well, why bother with trying to diversify your portfolio to try to mirror the market?
So, as it turns out there are a few big reasons.
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it’s a cosmic felony
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causing improbable events creates a new timeline which increases entropy in all probable realities, which can have some drastic (and usually negative) effects.
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most time travel agencies (which is what most people can afford) use technology that doesn’t actually allow for free will, that’s why it’s mostly sold for vacations.
- you can alter/push some decisions, but for most people it’s not gonna be successful stocks.
- older technology was advanced calculation in a realistic simulation. Most people just wanted an old memory or to get closure. Some people just try a different meal or movie choice, the experience is all that matters.
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time mercenaries. We’re actually not sure who these guys are, but we also don’t wanna know either. Some say they’re who cause spontaneous combustion and embarrassing deaths.
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most forms of actual time travel leave the user stranded, with chronic or terminal illness (and sometimes amnesia), and in some cases fading/poofing out of existence when certain thresholds are crossed.
- On top of that, new timelines of you typically aren’t experienced by you. It’s a different you. So that was nice of you.
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time spiders. You don’t want to know.
time spiders. You don’t want to know.
They’re really more crab-like than spider-like. If you bring a net back home from vacation, you can snag a few. They’re delicious steamed with butter.
How long do you cook them?
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If you come from the future and the best investment vehicle you can think of is a 401k, you don’t deserve to be a time traveler.
If you can alter the future it might make sense. Say I tell you to invest in whatever comes after NPTs. Maybe your investment will alter the course of what happened. However I seriously doubt that 10% of your income in an index fund will alter much. Also, there is a problem with getting money too early. You go back and give young you lottery numbers, they make bank and die of an O.D. a decade later.
Maybe there’s a framework of rules that the time traveler must adhere to (or risk being disintegrated by the time police).
For example, specific knowledge of the future is off-limits, but it’s OK to give basic advice as long as it’s already general knowledge for the time period you’re traveling to. Make sound investments, eat right, exercise, don’t smoke, etc.
So first they nerf our AI and now they gotta nerf our future self time travlers?
Lol 10-15% of our income? I’m sorry… But who can afford that? We’re getting so fucked right now by greed in this country…
My power bill was $500 last month for a two bedroom apartment. This is because I live in a city with the highest energy rates in the nation, all because the company and our local governments are absolutely lousy with corruption. They have posted obscene record profits for the last half a decade while everyone in the city suffers.
My rent was also 21% higher this year than it was in 2020. My landlord bought this place a decade ago at a bankruptsy auction, but like, fuck me right? Gatta keep those rates up when the rest of the city goes up.
I also haven’t saved money since around 2019, since I went four years with a 0% raise due to the company I work for struggling. We were bought out by another company with tons of money, but they decided we were overpaid, since they live in a cheaper city.
My story is not unique. My story is not special. I hear a similar one from people every week. Retirement is a luxury most post-boomers will never experience, no matter how hard we work.
I’ve never owned a gun in my life. The day I go to buy one is the day I start planning for my “retirement.”
I’m still doing the 401k thing and trying to save on the side, but just like homeownership, retirement is for “other people,” not me :/
I work in heavy industry. One day I am going to get back medical tests results that I don’t like. The next week there is going to be an accident at a job site and my family gets a few million.
Unless of course the insurance company uses GPT-9 to read your entire post history online and finds this comment.
In that case they deserve to win because that would be utterly insane. We are talking like +30 years from now and if they have the ability to find one comment on one social media site and prove in the court of law that I wrote it…well fine.
